Tuesday, April 6, 2010

How to Make Credit Card Payments For Visa

When your payment is due for your credit card, you need to know how to pay it, where to pay it and when to pay it. Sometimes you may even need to pay your credit card bill fast. You may need to pay it immediately or within a couple of days. Your good credit is very valuable. You should do everything to protect it, including making your credit card payments on time.

**Over the Phone**

Pay your credit card payment for you Visa card by calling the phone number on the back of your credit card. If you do not have your credit card available, you can call the number on your statement from Visa.

You will need to know your Visa card number, your social security number and other security questions.

In some cases you may have to pay a fee to make your payment instantly on the telephone.

**Online**

Sign up at the website for your visa credit card if you want to have the option of paying your credit card bill online. You should set up this service ahead of time so that it is already in place when you need to make your visa card payment.

Other credit cards such as Mastercard, Discover and American Express will also allow you to pay your credit card payment online as long as you are registered with their website. Your account must be in good standing to register with the website and make payments online.

**Mail**

Mail your payment regular mail or overnight mail to the address on your visa credit card statement. You can mail your payment for your visa, visa gold or visa platinum.
If you need to send your payment via overnight mail, you may want to contact your credit card company first by calling them on the toll free number listed on the back of the card because the mailing address for overnight envelopes may be different than the address for regular mail.
Always mail you payment on time to avoid any late fees. Credit card companies cannot place a negative or derogatory mark on your credit unless your payment is 30 days late or more.

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