Tuesday, December 1, 2009

How to Get A Gas Credit Card

How to Get A Gas Credit Card

Knowing how to get a gas credit card can help you to establish or repair your credit. Gas credit cards are one of the easiest credit cards to apply for and be accepted. If you have no credit or bad credit that you are trying to repair, you may have to start out apply for office supply store credit cards.

Apply for an office supply store credit card if you have no credit or bad credit that needs to be repaired. Office supply store credit cards are the easiest to apply for and they will build your credit so that it is easier for you to obtain other credit cards.

Gas credit cards are the second easiest credit to apply for, but, if you can be denied if your credit is bad or you have no credit at all because you are new.

You can apply for office store credit cards such as Office Depot or Staples online, in the store or over the telephone.

Look below in the Resources section if you need more help repairing your credit or obtaining new credit.

Apply for only one or two credit cards per month. If you have applied for an office supply store credit card first, wait a month before applying for a gas credit card.

Credit reporting agencies such as TransUnion, Experian, and Equifax do not like to see individuals apply for too many credit cards at one time, they think that looks suspicious and it could take points off of your credit score. Each credit reporting agency has their own way of calculating your score but generally speaking, Excellent credit is 800 or more, good credit is 700 or more, fair credit is 600 or more and bad credit is 550 or less. Your credit rating is based on your actions of obtain credit, over extending with too much credit and paying your bills on time.
Knowing how to get a gas credit card will help you to establish new credit or repair bad credit.
Apply for a gas credit card for gas companies such a Exxon Mobil, Conoco Phillips, BP, Chevron, Flyers or Valero. You can apply for gasoline credit cards at the station, online or over the telephone.

There are two types of gasoline credit cards. One is a card only to purchase gas and only at the station that it is issued for. The second type of gasoline credit card is a mastercard or visa credit card that is issued by the gas company. The mastercard or visa credit card can be used anywhere.

If you are not approved for a gas credit card, wait six to twelve months and then apply again. Always pay all of your bills on time.

If you want more information on how to get a gas credit card, please keep reading this blog.

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